So when i think cosy i think of my dad's place in Blackheath (Blue Mts). I usually make it up there a 3-4 times a year and regardless of the season more often than not it looks like this.
This picture was taken at xmas 08 where most other places in the country were experiencing 30c+ temperatures in Blackheath it is misty and below 20c.
Suits my dad just fine as he prefers the cooler the weather, i've learnt that whenever visiting to bring cosy things for at least 2-3 seasons.